NextGen DocsDocuments › Cars & money
Notice of Default (Ontario)
NextGen Docs form ND-1188. Search ND-1188 on docs.ngz.ca to make this document again.
A formal letter telling someone they missed a loan or contract payment, and giving them a set time to fix it.
Start this document FreeHow it works
What you will fill in
- Your name and address (the lender or party owed)
- Who is in default: name and address
- What kind of agreement?
- Date of that agreement
- What was missed?
- Total amount now overdue ($)
- Days to fix it (cure period)
- How should they pay?
- Does your agreement let you demand the whole balance if they default?
- Which province's laws apply?
- Date of this document
Good to know
- Send it in a way you can prove: registered mail, courier or email with a read receipt. Keep a copy.
- In Ontario you usually have 2 years from the missed payment to sue (Limitations Act, 2002). Smaller amounts go to Small Claims Court; check its current limit on ontario.ca.
- Stay polite and factual. Do not threaten to call the police or tell their employer. Harassment can hurt your case.
Help in your language
Every question comes with help like this. For example, “Your name and address (the lender or party owed)”:
English: For example: Sana Malik, 22 Elm Dr, Oakville ON.
اردو: آپ کا نام اور پتہ۔
ਪੰਜਾਬੀ: ਤੁਹਾਡਾ ਨਾਮ ਅਤੇ ਪਤਾ।
हिन्दी: आपका नाम और पता।
Français: Par exemple : Sana Malik, 22 Elm Dr, Oakville (Ont.).
Questions people ask
How much does the Notice of Default cost?
It is free to fill in, preview and download.
Can I fill in the Notice of Default in Urdu, Punjabi, Hindi or French?
Yes. The finished document is in English, but every question has plain help in English, Urdu, Punjabi, Hindi and French, and you can speak your answers.
Do I need a lawyer?
Many people use this document on their own. If your situation is complicated, or a lot of money or your home is involved, talk to a lawyer or licensed paralegal. In Ontario, the Law Society Referral Service (findlegalhelp.ca) gives a free 30-minute consultation.
Is my information private?
Only you can see your answers. They are saved on your device, and in your own account if you sign in, so you can finish on another device. NextGen Docs is not a law firm and does not give legal advice.