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Credit Report Dispute Letter (Ontario)
NextGen Docs form ND-1078. Search ND-1078 on docs.ngz.ca to make this document again.
Ask Equifax or TransUnion Canada to fix a mistake on your credit report.
Start this document FreeHow it works
What you will fill in
- Your full name and address
- Your date of birth
- Which credit bureau?
- Which line is wrong?
- What is wrong?
- Explain in one or two lines
- Date of this document
Good to know
- Checking your own credit report is free and does not lower your score. Get it from Equifax and TransUnion online.
- Most bad debts drop off Canadian reports after 6 years. If the bureau does not fix it, you can complain to your provincial consumer office.
- Attach copies, never originals, and a copy of your ID if they ask for it.
Help in your language
Every question comes with help like this. For example, “Your full name and address”:
English: As it appears on the account.
اردو: آپ کا پورا نام اور پتہ۔
ਪੰਜਾਬੀ: ਤੁਹਾਡਾ ਪੂਰਾ ਨਾਮ ਅਤੇ ਪਤਾ।
हिन्दी: आपका पूरा नाम और पता।
Français: Tel qu'il figure sur le compte.
Questions people ask
How much does the Credit Report Dispute Letter cost?
It is free to fill in, preview and download.
Can I fill in the Credit Report Dispute Letter in Urdu, Punjabi, Hindi or French?
Yes. The finished document is in English, but every question has plain help in English, Urdu, Punjabi, Hindi and French, and you can speak your answers.
Do I need a lawyer?
Many people use this document on their own. If your situation is complicated, or a lot of money or your home is involved, talk to a lawyer or licensed paralegal. In Ontario, the Law Society Referral Service (findlegalhelp.ca) gives a free 30-minute consultation.
Is my information private?
Only you can see your answers. They are saved on your device, and in your own account if you sign in, so you can finish on another device. NextGen Docs is not a law firm and does not give legal advice.